| Introduction |
 | Chapter 1: Appraiser Qualifications |
| 101.01: Licensing and Certification Requirements |
| 101.02: Knowledge and Experience Requirements |
| 101.03: Use of Supervisory or Review Appraisers |
| 102: Ongoing Review of Appraisals |
| 102.01: Objective and Unbiased Appraisals |
| 102.02: Unacceptable Appraisal Practices |
| 103: Refusal to Accept Certain Appraisals |
| Chapter 2: Appraisal (or Property Inspection) Documentation |
| 201: Age of Appraisal (or Property Inspection) |
| 202: Status of Construction |
| 203: Appraisal (or Property Inspection) Reports |
| 203.01: Manually Underwritten Mortgages |
| 203.02: Desktop Underwriter-Processed Mortgages |
| 204: Exhibits to Appraisal (or Property Inspection) Reports |
| 204.01: Manually Underwritten Mortgages |
| 204.02: Desktop Underwriter-Processed Mortgages |
| 205: Definition of Market Value |
| 206: Certifications and Statements of Limiting Conditions |
| Chapter 3: Special Appraisal Considerations |
| 301: Units in Condominium Projects |
| 302: Units in PUD Projects |
| 303: Units in Cooperative Projects |
| 304: Factory-Built Housing |
| 305: Community Living Group Homes |
| 306: Mixed-Use Properties |
| 307: Properties Affected by Environmental Hazards |
| 308: Urban Properties |
| 309: Affordable Housing Program Properties |
| 310: Properties in Special Assessment or Community Facilities Districts |
| 310.01: Special Assessment Districts |
| 310.02: Community Facilities Districts |
| 311: Properties Subject to Leasehold Interests |
| 312: Leaseholds Held by Community Land Trusts |
| 312.01: Determining the Fee Simple Value |
| 312.02: Determining the Capitalization Rate |
| 312.03: Determining the Leasehold Value |
| 313: Energy-Efficient Properties |
| Chapter 4: Reviewing the Appraisal Report |
| 401: The Subject Property |
| 402: Market Data Research |
| 404: Site Analysis |
| 404.01: Zoning |
| 404.02: Highest and Best Use |
| 404.03: Utilities |
| 404.04: Off-Site Improvements |
| 404.05: The Lot |
| 404.06: Special Flood Hazard Area |
| 405: Improvements Analysis |
| 405.01: Conformity To Neighborhood |
| 405.02: Actual and Effective Ages |
| 405.03: Insulation and Energy Efficiency |
| 405.04: Layout and Floor Plans |
| 405.05: Unit/Room List |
| 405.06: Gross Living Area |
| 405.07: Gross Building Area |
| 405.08: Infestation, Dampness, or Settlement |
| 405.09: Property Condition |
| 405.10: Remaining Economic Life |
| 406: Sales Comparison Approach to Value |
| 406.01: Sources of Comparable Market Data |
| 406.02: Selection of Comparable Sales |
| 406.03: Adjustments to Comparable Sales |
| 406.04: Selection of Comparable Rentals |
| 406.05: Underwriter's Review of Adjustment Grid |
| 406.06: Appraiser's Comments and Indicated Value |
| 407: Cost Approach to Value |
| 408: Income Approach to Value |
| 409: Valuation Analysis and Final Reconciliation |
© 2007 John M. Bryant